Jennifer Inocencio
MORTGAGE ADVISOR
NMLS #1383141
Call or Text: 714-206-2266
See How Much You Can Afford or How Much You Can Save for FREE.
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
Here at American Pacific Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
Browse our selection of calculators and tools. You will find what you need to get started, and then contact us today for a free, personalized consultation..
Refinancing an Adjustable-Rate Mortgage into a Fixed-Rate Loan
Jan 20, 2026
Learn when and how to refinance an adjustable-rate mortgage into a fixed-rate loan, including costs, timing, and qualification requirements.
A Guide to Buying a Home in Retirement
Jan 13, 2026
Learn how to buy the right home in retirement with tips on budgeting, priorities, financing, and long-term planning.
Is Your Mortgage Payment Too High? Here’s How to Lower It
Jan 06, 2026
Learn practical ways to lower your mortgage payment through refinancing, PMI removal, insurance savings, and tax appeals.